If you’ve been holding off on locking in a mortgage rate, this week’s news is worth paying attention to. Five major lenders have raised their pricing in the space of a few days, and industry experts are warning that more increases could follow. Here’s what’s happened, why it’s happening, and what it means if you’re…
Buying your first home? From today’s mortgage rates and stamp duty rules to the new £5,000 deposit mortgages from Halifax, Accord and Leeds Building Society, here are the 10 mistakes first-time buyers should avoid in 2026.
Saving a deposit is still the biggest hurdle for UK first-time buyers. Here’s how new 95%, 99% and no-deposit mortgages work, plus a 2026 housing market and economy update.
For many homeowners in Brighton, Hove and across Sussex, the biggest asset they own isn’t in a savings account or a pension pot — it’s sitting under their feet. If you’re 55 or over and find that a significant part of your wealth is tied up in your property, a lifetime mortgage could be one…
Spring Roundup 2026
If you’ve been researching mortgages, or looking at the news recently you may have come across the term swap rate. It’s a phrase that appears often in financial news and mortgage discussions, but many homebuyers are unsure what it actually means. Understanding swap rates can help you better understand why mortgage rates rise and fall.…
Winter Roundup Feb 26
Choosing a mortgage is one of the biggest financial decisions you’ll make. If you’ve started exploring your options, you’ve probably come across terms like fixed rate and tracker rate mortgages. But what do they really mean, and how do you decide which one is best for you? What Is a Fixed Rate Mortgage? A…
As with all forms of credit, a mortgage lender will compare your application against certain criteria and make a decision whether to accept your application and what level of borrowing is available to you. There are a number of factors a lender will take into account when assessing your application, such as a affordability assessment,…