Winter Roundup 2026
Winter Roundup Feb 26
Choosing a mortgage is one of the biggest financial decisions you’ll make. If you’ve started exploring your options, you’ve probably come across terms like fixed rate and tracker rate mortgages. But what do they really mean, and how do you decide which one is best for you? What Is a Fixed Rate Mortgage? A…
The UK rental market is undergoing its biggest transformation in decades. The Renters Reform Bill aims to create a fairer system for both tenants and landlords by improving security, increasing housing standards, and streamlining tenancy agreements. Here’s a breakdown of the key changes and their impact. 1. End of Section 21 ‘No-Fault’ Evictions Currently,…
Remortgage A remortgage is when you apply for a new mortgage with a different lender but stay in your current home. It is best to start looking at your options early, generally six months before your current mortgage deal expires and well before your mortgage reverts to a follow-on rate, or your mortgage provider’s standard…
90 days before the stamp duty holiday comes to an end. Lenders, solicitors and surveyors have seen a significant increase in business levels and delays in standard service levels. So far, there has been no indication of an extension to the deadline and therefore service levels are becoming as important as interest rates and fees…