AUTUMN ROUNDUP 2025
Autumn Roundup 2025
Reaching the end of your interest only mortgage
Reaching the End of an Interest-Only Mortgage? How a Lifetime Mortgage Can Help You Stay in Your Home For thousands of homeowners, the end of an interest-only mortgage term can arrive with a sense of uncertainty—and in many cases, real anxiety. After years of paying only the interest, the full loan balance suddenly becomes due.…
Spring Roundup 2025
Pure Mortgage Spring Roundup
Winter Roundup 2024
Click below to read our Winter Roundup 2024 Pure Mortgage – Winter Roundup
Sub-4% Mortgage Deals Return as Lenders Cut Rates
Two major UK lenders, Santander and Barclays, have introduced mortgage deals with interest rates below 4%, marking the first time such rates have been seen since November 2024. This move signals increasing competition in the mortgage market, fuelled by expectations of further Bank of England base rate cuts. However, these sub-4% deals come with conditions…
The Renters Reform Bill: What It Means for Tenants and Landlords
The UK rental market is undergoing its biggest transformation in decades. The Renters Reform Bill aims to create a fairer system for both tenants and landlords by improving security, increasing housing standards, and streamlining tenancy agreements. Here’s a breakdown of the key changes and their impact. 1. End of Section 21 ‘No-Fault’ Evictions Currently,…