If your needs are a little more complex, we offer advice on a range of specialist mortgage and finance products. We have the experience and expertise to secure a mortgage or finance product to suit your specific needs.
BRIDGING FINANCE
If you are looking to complete the purchase of property or land before selling your existing home then we can help you secure short-term funding with a bridging loan against your asset. Bridging loans can also be used if you buy a property at auction, where you’ll need the money immediately but may not have sold your current property yet.
SECOND CHARGE MORTGAGE
Use the equity in your home to secure a second charge mortgage. If you would like to borrow money while leaving your current mortgage in place this can be a good option instead of remortgaging. The new loan is secured against your property and is available for many different purposes.
Commercial Mortgages
We can help advise individuals or businesses looking to purchase a property as a business asset. We can help you to secure a mortgage loan on a commercial property or potential investment in-order to finance a new project.
Options include:
- Self-Build
- Commercial
- Semi commercial
Development Finance
We can help you secure funding for a variety of projects. Development finance can be used to finance both the land purchase, and also the build costs. You can apply for funding for projects like your dream home, larger residential developments such as new builds or if you are looking at refurbishments, conversions or developing to let. We can advise you on the best development finance options available.
Shared Ownership & Help to Buy Mortgages
For those unable to secure 100% mortgage. Buy a share of your home (between 25% and 75%) with the option of buying a larger share when your financial circumstance change.
Ex Pat Mortgages
For British citizens currently living and working outside of the UK who want to buy a UK property or re-mortgage an existing one.